Plan Coverage

Class of Risk	Type of Coverage	Limit of Indemnity (HK $)
		Section I	Section II
		Accidental Damage	Third Party Bodily Injury (per event)	Third Party Property Damage (per event)
1. Private Motor Vehicle Insurance	Comprehensive	up to market value or sum insured whichever is lesser amount	$100,000,000	$2,000,000
	Third Party Only	Not applicable
2. Commercial Motor Vehicle Insurance	Comprehensive	up to market value or sum insured whichever is lesser amount	$100,000,000	$1,000,000
	Third Party Only	Not applicable
3. Motor Cycle Insurance	Third Party Only	Not applicable	$100,000,000	$750,000
	Third Party Only	Not applicable

Extra Benefits Summary (For Private Motor Comprehensive Cover only)

	Dah Sing	QBE	Zurich
No Claim Discount Protector	HK$60,000 or 15% of Sum Insured whichever is the lesser	HK$60,000 or 15% of Sum Insured whichever is the lesser	HK$50,000
Windscreen Damage Extension	HK$5,000 per event (Including Sunroof)	HK$5,000 per event	HK$4,000 per event
New for Old Replacement Vehicle	First registered owner Total Loss made within 12 months from date of manufacture	First registered owner Total Loss made within 12 months from date of manufacture	First registered owner Total Loss made within 12 months from first registration
Personal Accident Protection (Insured/ Named Driver)	HK$100,000 (Death & listed Permanent Disablement)	HK$200,000 (Death only)	HK$100,000 (Death and listed Permanent Disablement) HK$5,000 (Medical Expenses)
Taxi Service*	Limit: HK$2,000
Removal of Vehicle*	Limit: HK$2,000
Alternate Car*	80% of actual rental cost Daily limit: HK$1,000 Aggregate limit: HK$5,000	80% of actual rental cost Daily limit: HK$1,000 Aggregate limit: HK$6,000	80% of actual rental cost Limit: HK$4,000
24-hour Emergency Roadside Assistance*	Limit: HK$2,000	No Limit	Limit: HK$2,000
24-hour Free Towing Service*	Limit: HK$2,000	No Limit	Limit: HK$2,000
24-hour Emergency Assistance Hotline Claims Advisory/ Traffic Regulation Enquiry Service*	8100 6803	2851 2336	2886 3977

Insurance Company in alphabetic order

* These services are only available in the Hong Kong Special Administrative Region only upon notification through the 24-hour Emergency Assistance Hotline.

This is only a summary and does not constitute any part of the contract. For the enquiries, please contact us at 2810 7138.