If you have insured with third party cover only, the Insurance Company shall indemnify the Insured's legal liability claim towards the third party regardless of the accident was caused by you or your driver who drive your vehicle. However, please pay attention that the Insured need to pay for the deductible mentioned in the policy to the Insurance Company first (the so-called excess) and the claim report deadline specified by respective Insurance Company. (Usually one to two weeks or a slightly longer period with a reasonable explanation)
Relevant terms and conditions are specified in the insurance policy and Insurance Company also reserves the right for final approval. If necessary, please obtain an insurance policy sample from our Company for reference.
